Rates are subject to change.
Dividend rates may change without notice.
APY denotes Annual Percentage Yield.
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Rate
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APY
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Share Checking Accounts
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NA
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NA
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| Christmas & Special Savers Club |
0.25% |
0.25% |
Individual Retirement Account
|
1.00%
|
1.00%
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Regular Share Savings
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$100.00 and up
Happy Savers Youth Share Savings Accounts
|
0.50%
1.00%
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0.50%
1.00%
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Money Market Deposit Accounts
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$2,500.00 - $9,999.99
|
1.49%
|
1.50%
|
| $10,000.00 - $24,999.99 |
1.64%
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1.65%
|
| $25,000.00 -$49,999.99 |
1.79%
|
1.80% |
| $50,000.00 and up |
1.98% |
2.00% |
The minimum opening deposit for a Money Market Deposit Account is $2,500.00. There is a minimum daily balance of $2,500.00 required to earn the stated Annual Percentage Yield. If the minimum daily balance is not met, the stated Annual Percentage Yield will not be earned.
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Share Certificates
|
3 Months
|
2.13% |
2.15% |
6 Months
|
2.32%
|
2.35%
|
12 Months
|
2.72%
|
2.75%
|
18 Months
|
2.96% |
3.00%
|
24 Months
|
3.06%
|
3.10%
|
36 Months
|
3.16%
|
3.20%
|
48 Months
|
3.35%
|
3.40%
|
60 Months
|
3.44%
|
3.50%
|
|
|
|
Dividends are paid from current earnings. All accounts except Share Certificates are variable rate accounts; the rates and APY's may change after an account has been opened. The rate and APY is fixed for the term of the Share Certificate. There is a penalty for early withdrawal on Share Certificates. The minimum opening balance on Share Certificates is $1,000.00.
The minimum opening balance for Share Savings accounts is $5.00. All other accounts may be opened with a zero balance. For Regular Share Savings accounts, the minimum daily balance required to earn the stated Annual Percentage Yield is $100.00. If the daily minimum balance is not met, you will not earn the stated yield. The stated Annual Percentage Yield for Share Certificate accounts assumes reinvestment of principle and earnings for the term of the certificate.
Rates are subject to change.
The actual interest rate and repayment terms you receive will be based on your credit history. Additional information on these loan programs can be obtained by contacting any of our Loan Representatives at (614) 462-6850 or (800) 743-2327! Get the credit you deserve - apply today!
You may apply for a loan from your credit union 24 hours a day by clicking on "Apply For A Loan", at the bottom of the page. You may also apply for a loan by calling our 24-Hour LOANLINE toll-free at 1-888-215-8506. Apply for your loan on the web or via our 24-Hour LOANLINE and receive a 0.25% discount off of your interest rate!
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Vehicle Loans
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|
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New Vehicle Loans: As low as.....
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5.99% APR
|
|
Used Vehicle Loans (Up to seven model years old): As low as.....
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5.99% APR
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Used Vehicle Loans (Older than seven model years): As low as.....
|
8.99% APR
|
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***Receive a 1/2% discount on any new or used hybrid vehicle loan!
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|
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Recreational Vehicle Loans
|
|
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New Watercraft and RV Loans: As low as.....
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6.99% APR
|
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Used Watercraft and RV Loans (Up to seven model years): As low as.....
|
7.49% APR
|
|
New Motorcycle Loans: As low as.....
|
7.24% APR
|
|
Used Motorcycle Loans (Up to ten model years old): As low as.....
|
7.74% APR
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|
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Mobile Home Loans
|
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New Mobile Homes: As low as.....
|
7.00% APR
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Used Mobile Homes (Up to ten model years old) : As low as.....
|
7.50% APR
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| |
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Other Loans
|
|
Unsecured Loans: As low as.....
|
11.99% APR
|
Share Secured Loans : As low as.....
(Or 2.00% over Share Dividend Rate, whichever is greater)
|
4.50% APR
|
Credit Rebuilder Loans:
(certain limits apply - please call our Member Relations Department for details) |
18.00% APR |
Home Equity Loans
|
|
Fixed Rate Closed End Home Equity Loans Up to 80% LTV: As low as.....
(Limited to $50,000.00; deduct 0.50% for terms of 60 months or less)
|
6.00% APR
|
Fixed Rate Closed End Home Equity Loans 81%-90% LTV: As low as.....
(Limited to $50,000.00; deduct 0.50% for terms of 60 months or less)
|
7.00% APR
|
Fixed Rate Closed End Home Equity Loans 91%-100% LTV: As low as.....
(Limited to $50,000.00; deduct 0.50% for terms of 60 months or less)
|
8.00% APR
|
Variable Rate Open End Home Equity Line of Credit Up to 80% LTV: As low as.....
(A tier rate indexed at Prime Rate + 0%)
|
4.75% APR
|
Variable Rate Open End Home Equity Line of Credit 81%-90% LTV: As low as.....
9 |
5.75% APR
|
Variable Rate Open End Home Equity Line of Credit 91%-100% LTV: As low as.....
(A tier rate indexed at Prime Rate + 2%)
|
6.75% APR
|
| |
|
VISA Credit Cards
|
|
VISA Classic Credit Card Accounts: As low as.....
|
18.49% APR Variable
|
VISA Platinum Credit Card Accounts: As low as.....
|
10.49% APR Variable
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Share Secured VISA Credit Card Accounts: As low as.....
|
12.90% APR Fixed
|
| |
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Remember, earn 0.25% off your rate by applying online. Or call LOANLINE (888-215-8506). Not yet a member? Join now! It's both quick and easy to start saving money today.
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